I paid off $74,000, fixed my sleep, and started traveling on purpose. Everything I've made is right here.
I was good at it. Great job, great numbers, everyone's emergency contact. What I wasn't good at was taking care of myself. I made everyone else the priority over me — for so long that I couldn't tell you the last thing I'd done purely because I wanted to.
Then I lost both of my jobs within seven months.
Before that I'd already dug myself out of $74,000 of debt in three years — no raise, no windfall, no finance degree. Somewhere in there I also got obsessive about sleep, tracked 1,200 nights, and finally stopped waking up at 3 AM.
Now I travel as much as I can, mostly alone, and I write down exactly how I did each thing so somebody else doesn't have to figure it out from scratch. I'm not a guru and I'm nowhere near finished — I'm just a bit further down the road on a few specific things, and I'll tell you the truth about all of them.
Nothing here I don't own and use myself.
Questions, wins, "I just paid off a card" messages — send them. A real person reads it, and that person is me.
If you landed here at 2 AM because you're stuck on something — the money, the sleep, or just the feeling that your life belongs to everybody but you — I promise it's fixable. Slowly, unglamorously, one boring decision at a time. That's genuinely the only way I did any of it.
Go do one thing today that's just yours. Then come tell me about it, because it honestly makes my whole day. 🤍